1. Know yourself
Discover your attitude to money
2. Spend wisely
Identify needs, wants and spending leaks
3. Clarify your goal
Set SMART goals
4. Plan your spending
Get started with budgeting
5. Bank smart
Get the right bank account
6. Avoid dangerous debt
Understand credit files and types of credit providers
7. Watch out for credit cards
Manage your credit card
8. Plan for your future
Get the most from your superannuation
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