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Features
One way you can get MoneyMinded is to improve your financial knowledge through information and resources. This features page provides consumers with the latest information about the use and management of money.
Living with rate rises - February 08

Living with rate rises - February 08
Australian households have braved a series of interest rate rises in recent months, and more may be on the horizon. We look at some strategies to help home owners adjust to the increasing financial pressure that can come with increasing mortgage repayments. full article

Holiday fun on a budget - January 08

Holiday fun on a budget - January 08
The kids are on holidays and boredom has settled in. Before you start thinking of taking the kids out on an expensive day trip, there are lots of free or inexpensive activities that you can all enjoy over these summer holidays. How about adding some of these suggestions to your holiday itinerary? full article

Festive season finances

Festive season finances - December 2007
The festive season can be a drain on your finances, but by following our tips and putting a few management strategies in place now, you and your finances might make it into the new year intact. full article

Consumer leases - the devil's in the detail

Consumer leases - the devil's in the detail - November 2007
We've seen the advertisements, we've heard the catch-cries: 'rent try buy'...'why own it when you can rent it?'...'try before you buy'. But what are consumer leases, and are they the great deal that they proclaim to be? full article

Troubleshooting for finances

Troubleshooting for finances - Oct 2007
When it comes to finances and managing money - things don't necessarily always pan out quite the way you'd intended. In this fact sheet we outline some simple troubleshooting tips for when things go wrong. full article

Credit Cards

Credit Cards - are they costing you? - September 2007
Credit cards – like them or loathe them, nearly all of us have one. By looking into your spending habits (as well as your limits), and considering the different cards and features on offer, you can improve your chances of seeing credit cards as friend rather than foe. full article

Direct debits demystified

Direct debits demystified August 2007
Direct debits can be a great way to manage your regular bill and debt payments, but timing is everything. We share our tips for making sure direct debits work for you, rather than against you. And, we explore Centrepay - a free bill-paying service for Centrelink customers.
full article

Get ready for the new super system

Credit – some everyday options – July 2007
From credit cards and personal loans, to no-interest and low-interest loans for lower income earners, different types of credit suit different circumstances. We compare some common credit options, and highlight some quick fixes that aren't always all that they're cracked up to be. full article

Get the jump on tax time

Get the jump on tax time - June 2007
Does tax time usually catch you by surprise? If the end of the financial year sees you scrambling for receipts and other records, here are some tips to help you get organised for 30 June 2007
full article

The Super Co-contribution - don't miss the boat!

The Super Co-contribution - don't miss the boat! - May 2007
The federal government's co-contribution scheme is designed to give lower income earners a boost to their super, but you've got to do your bit in order to be eligible. Find out if you qualify and how you can take advantage of this super bonus. full article

Get ready for the new super system

Get ready for the new super system - April 2007
Australia's super system is gearing up to undergo significant changes from 1 July this year. We've prepared this summary to help you identify some of the major changes and how they might affect you. full article

Scams target you, protect yourself

Scams target you, protect yourself - March 2007
Almost everyone will be the target of a scam at some point in time - you may have been already.
Every year, Australians lose large amounts of money by believing and investing in scams or falling prey to identity theft. full article

Money matters for adolescents and young adults

Back to school - money matters for adolescents and young adults - March 2007
Seems like every second teenager has an iPod and a mobile phone, and chances are, many of them already have the debt to prove it. Here are some tips for educating adolescents and young adults about money, and tackling one of the most common financial challenges they are likely to face. full article

Back to school-kids and money

Back to school - kids and money - February 2007
It's almost time for the kids to head back to school, but kids don't have to be at school to be learning. Did you know that our first lessons in managing money generally come from the home? From pocket money to piggy banks, here are some simple tips for helping your kids learn about money. full article

Get into gear for the new year

Get into gear for the new year - January 2007
The festive season is over and many of us are already back to work for the new year. But before that new year glow wears off altogether, consider these tips to get your finances into gear for the year ahead. full article

Festive season survival tips

Festive season survival tips for your finances - December 2006
The festive season can be a busy and sometimes costly time of year, so we've put together a few tips to help you and your finances enter the new year intact! full article

Give your finances a spring clean

Give your finances a spring clean - November 2006
Spring is in the air, but summer is already fast approaching. Here are some tips to help you spring clean your finances before the year is out. full article

Spring clean your financial paperwork

Spring clean your financial paperwork - part II - October 2006
An important part of any spring clean is not only sorting through what you do and don't need to keep, but storing your financial paperwork in an easy-to-access and tidy manner. full article

Spring clean your financial paperwork

Spring clean your financial paperwork - part I - September 2006
Bills, statements, report and receipts - paperwork can mount up quickly. Here are some tips on spring cleaning your financial documents and knowing what to keep! full article

Proposed changes in Superannuation policy

Is a simple super system in store? - August 2006
When the Federal Government handed down its Budget on 9 May 2006, it announced a series of proposals that, if enacted, will dramatically change the nature of superannuation and retirement savings in Australia. full article

Bank cards

Keeping your cards safe - July 2006
Keeping credit cards and debit cards as well as PINs and passwords secure is vital to keeping our accounts (and funds) safe. Here we provide some simple tips for the safety-conscious. full article

Man with laptop

Protecting your financial identity - June 2006
Identity theft occurs when someone uses another person's personal details illegally in order to create a financial benefit for themselves or others. The true owner of the identity is often left with large debts that were not knowingly incurred, and sometimes with a negative credit history and legal implications as a result. full article

Woman on computer

Security online - May 2006
More and more of us are enjoying the benefits of internet banking, such as 24-hour access to accounts, reduced transaction costs, and the convenience of banking from home or work. But with email and internet fraud on the rise it pays to keep safety in mind when banking online. full article

Woman shopping

Spending leaks - April 2006
Spending leaks are often the hidden enemy of sticking to a budget and saving money. Here we show you what they are and provide you with some tips for tackling spending leaks... full article

Older couple discussing their superannuation

Getting choosy about your super - April 2006
The government's Choice of Fund legislation has taken effect… have you made your choice... full article

Woman with credit card

10 tips for a healthy credit card - April 2006
Keep your credit card in tip-top health so that you can stay in control and make the most of the benefits credit cards have to offer… full article

Couple developing a budget

How to prepare a budget - April 2006
Don't break a new year's resolution to save money this year! Create a budget and set your savings goals with tips from MoneyMinded online… full article